Capital that moves
at the speed of business

1. Who We Are

Anthology Fintech LLC is a commercial finance broker and connector — not a direct lender. We collect information from business owners seeking financing and connect them with third-party lenders and funding partners who may be able to meet their capital needs. We do not make lending decisions, extend credit, or fund transactions ourselves.

2. Information We Collect

We collect information you provide when you submit an application or inquiry, including:

• Business information: Legal business name, DBA name, address, EIN, entity type, date established, monthly revenue, and industry
• Owner/Principal information: Full name, home address, date of birth, Social Security Number (SSN), percentage of ownership, and credit score range
• Financial information: Bank statements, existing loan obligations, rent/mortgage information, and requested funding amount
• Contact information: Email address, phone number, and mobile number
• Identity documents: Government-issued identification submitted as part of the application process

We may also collect information automatically when you visit our website, including IP address, browser type, pages visited, and time on site through standard analytics tools.

3. How We Use Your Information

We use the information we collect to:

• Evaluate your funding inquiry and match you with appropriate third-party lenders and funding partners
• Transmit your application and supporting documents to lenders in our network on your behalf
• Communicate with you about your inquiry, status, and available offers
• Verify your identity and assess basic eligibility criteria
• Comply with applicable federal and state laws and regulations
• Prevent fraud and protect the security of our platform
• Improve our matching services and website experience

4. Sharing of Information with Lenders

By submitting an application through Anthology Fintech, you expressly authorize us to share your business and personal information — including bank statements, financial data, and identifying information — with third-party lenders and funding partners in our network for the purpose of evaluating and potentially funding your financing request.

Each lender or funding partner in our network operates under its own privacy policy and lending terms. We are not responsible for how third-party lenders use, store, or process your information once it has been transmitted to them. We encourage you to review the privacy policies of any lender from whom you receive an offer.

We may also share your information with:

• Service providers who assist us in operating our platform (e.g., document management, data hosting, identity verification)
• Legal or regulatory authorities when required by law, court order, or government regulation
• Successor entities in connection with a merger, acquisition, or sale of assets

We do not sell your personal information to data brokers or marketing companies.

5. Credit Inquiries

Anthology Fintech itself does not pull credit reports. However, third-party lenders and funding partners to whom we refer your application may conduct their own credit inquiries, which may include hard inquiries that could affect your credit score. Each lender's credit inquiry practices are governed by their own policies and applicable law.

6. Data Security

We implement industry-standard technical and administrative safeguards to protect your personal and financial information, including encryption of data in transit and at rest and restricted access controls. However, no method of electronic transmission or storage is completely secure. By submitting your information, you acknowledge and accept this inherent risk.

7. Data Retention

We retain your application information for as long as necessary to fulfill the purposes described in this policy and to comply with applicable legal and recordkeeping obligations, typically a minimum of five (5) years from the date of submission.

8. Your Rights

Depending on your state of residence, you may have the right to access, correct, or request deletion of your personal information held by us. Florida residents may have additional rights under the Florida Information Protection Act (FIPA). To make a request, please contact us using the information below.

9. Cookies and Tracking

Our website may use cookies and similar technologies to enhance your experience and collect usage analytics. You may disable cookies through your browser settings, though some features may not function properly as a result.

10. Children's Privacy

Our services are intended for business owners and are not directed at individuals under the age of 18. We do not knowingly collect information from minors.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be posted on our website with a revised effective date. Continued use of our services after changes are posted constitutes acceptance of the updated policy.

12. Contact Us

1. About Anthology Fintech

Anthology Fintech LLC is a Florida limited liability company operating as a commercial finance broker and referral platform. We connect business owners seeking financing with a network of third-party lenders and funding partners. Anthology Fintech is not a lender, does not extend credit, and does not fund transactions. Any financing you receive will be provided directly by a third-party lender or funding partner, subject to that lender's own terms and agreements.

2. Our Services

Our platform allows eligible business owners to submit a financing inquiry, which we review and forward to one or more lenders in our network that may be suited to meet your needs. Our services include:

• Intake and review of financing applications
• Matching inquiries with appropriate lenders in our network
• Facilitating communication between applicants and lenders
• Providing general information about available financing products

We do not guarantee that any lender will approve your application or that any specific rate, term, or amount will be available to you.

3. Eligibility

To use our platform and submit a financing inquiry, you must:

• Be at least 18 years of age
• Be a duly authorized representative of a legally registered U.S. business entity
• Have an active U.S. business bank account
• Agree to these Terms of Service and our Privacy Policy

Individual lenders in our network may have their own eligibility requirements. Meeting our platform's intake criteria does not guarantee approval by any lender.

4. Accuracy of Information

By submitting an application through our platform, you certify that all information provided is true, accurate, and complete. Providing false, misleading, or incomplete information may result in rejection of your inquiry, removal from our platform, and potential legal consequences. We reserve the right to verify any information you submit.

5. No Guarantee of Funding

Anthology Fintech makes no representation or warranty that submitting an application will result in a financing offer, approval, or funding. The decision to extend credit rests solely with the third-party lenders in our network. We are not responsible for any lender's decision to approve or deny a financing request.

6. Broker Compensation

Anthology Fintech may receive compensation from lenders in our network when a successful financing arrangement is made. This compensation is paid by the lender and does not constitute an additional charge to you unless specifically disclosed in your financing agreement with the lender. We act as a paid referral service and our recommendations may be influenced by compensation arrangements.

7. Third-Party Lender Relationships

Once your application is referred to a third-party lender, your relationship is directly with that lender. Anthology Fintech is not a party to any financing agreement between you and a lender. All terms, rates, repayment schedules, and obligations are governed exclusively by the agreement you enter into with the lender. We are not responsible for a lender's conduct, errors, or actions.

8. Use of Our Platform

You agree to use our website and platform only for lawful purposes and in accordance with these terms. You may not:

• Submit false or fraudulent applications
• Use our platform on behalf of another person without authorization
• Attempt to interfere with or disrupt our website or systems
• Scrape, copy, or reproduce any content from our website without written permission

9. Intellectual Property

All content on the Anthology Fintech website, including text, graphics, logos, and design, is the property of Anthology Fintech LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.

10. Disclaimer of Warranties

Our website and platform are provided "as is" without warranties of any kind, express or implied. We do not warrant that our website will be uninterrupted or error-free. We make no representations about the accuracy or completeness of any information on our website or about the suitability of any lender or financing product for your needs.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Anthology Fintech LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our platform or services, including any financing decisions made by third-party lenders. Our total liability to you shall not exceed any fees paid directly to Anthology Fintech in connection with your application.

12. Governing Law

These Terms of Service are governed by the laws of the State of Florida, without regard to conflict of law principles. Any disputes arising out of these terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Florida.

13. Modifications

We reserve the right to modify these Terms at any time. Changes will be posted with an updated effective date. Continued use of our platform after changes are posted constitutes acceptance.

14. Contact Us